Privacy Policy

Effective date: October 24, 2026. This version adds the searches and cards you open while signed in (see What we collect). It replaces the versions dated February 21, June 10 and September 27, 2026.

Who we are What we collect Card scanning and AI How we use it Service providers Analytics, ads and cookies What is public Dealer tools Retention Deleting your account Your rights Where data is stored Security Children Changes Contact

Who we are and the short version

Hobby Card Index ("HCI", "we") is a trading card price tracking, collection management, scanning and marketplace platform at hobbycardindex.com. We are based in British Columbia, Canada, and we handle personal information under Canada's Personal Information Protection and Electronic Documents Act (PIPEDA) and British Columbia's Personal Information Protection Act (PIPA). If you live elsewhere, the rights your own law gives you are described under Your rights.

We collect what we need to run your account and the features you use. We do not sell your personal data. We do use Google Analytics and a Google Ads tag, and we do measure opens and clicks on our marketing and digest emails. Both are explained below, and you can opt out of both.

Privacy questions: . Anything else: .

What we collect

Account information

Things you create in the app

Searches and cards you open

When you're signed in, we save the searches you run in the app (the top search bar and the Database page) and the cards you open, to your account. We use them to tailor what you see, like trending cards in the categories you collect. We keep your most recent 1,000 searches and 500 card views, and they're deleted with your account. Because this is tied to your account and not to a cookie, it happens whether or not you accepted cookies. Searches made while signed out aren't saved.

Billing and marketplace payments

Payments are processed by Stripe. Your card number goes to Stripe, not to us. We store your subscription plan, status and billing interval and Stripe's customer and subscription reference IDs. If you sell on the marketplace, Stripe collects the identity and banking details it needs to pay you through its own onboarding form; we store only your Stripe account ID and its status.

When you buy or sell on the marketplace we store the shipping name, address and phone number for the order. Name, street, city, postal code and phone are stored encrypted in our database.

Affiliate program

If you apply to the affiliate program we store your payout email, the website and social media links you give us, your audience size and your application note. Clicks on your referral link are recorded with a hashed IP address, browser type, landing page and referrer. We do not store the raw IP address.

Waitlist and contact forms

If you join a waitlist or send us a message through a contact form we store the email address, the name you give us and the message, along with your IP address and browser type for spam prevention.

Technical and security data

Email engagement

Our marketing and weekly digest emails contain a tracking pixel and wrapped links, so we can tell whether an email was opened and which links were clicked. For each event we store your user ID, email address, the email type and the time. We do not store your IP address or browser from these events. Security, password, verification, two-factor and billing emails are never tracked, and unsubscribe links are never wrapped. To stop the tracking, unsubscribe from marketing and digest emails (Settings, or the link at the bottom of any of those emails), or email us.

Card scanning and AI

When you scan a card, the photo is sent to Google's Gemini API to identify the card. We send the photo itself, not your account details. The photo and the result are stored with your account so you can review your scan history.

Scan photos are stored in our image storage (DigitalOcean Spaces). They are not listed anywhere public, but each photo has a web address, and anyone who has that exact address can open it. Do not scan anything you would not want seen if the link were shared.

Improving our own card recognition. We run our own card recognition model alongside Gemini. Scans that our team reviews and confirms may be added to that model's reference set so the next person who scans the same card gets a better match. Only the card photo is used, never your name or account details. If you do not want your scans used this way, email and we will exclude them.

Text you type to our AI assistant, and Market Intel questions, are sent to Gemini to generate the answer. If you turn on spoken replies, the assistant's reply text is sent to ElevenLabs to produce the audio. Your own typed question is not sent to ElevenLabs, although the reply may repeat part of it.

How we use your data

Our legal bases, where a law asks for one, are: performing our contract with you (running the account), your consent (analytics cookies, marketing email, scan training), and our legitimate interests in keeping the service secure, improving it and tailoring it to you.

Service providers we share data with

These companies process personal data on our behalf. We share only what each one needs. We do not sell personal data to anyone.

ProviderWhat it doesWhat it receives
StripePayments, subscriptions, seller payoutsEmail, payment details you enter on Stripe's forms, seller identity and banking details (collected by Stripe), order amounts
DigitalOceanHosting, image storage, database backupsEverything stored in the service
Google (Gemini)Card identification, AI assistantScan photos, questions you ask the assistant
Google (Analytics and Ads)Site analytics, ad conversion measurement and remarketingPage views, anonymized IP, device data; see the next section
Google, Microsoft, Apple, eBaySign in with those accountsHandled by the provider; we receive your basic profile
Microsoft 365Sends all our email (transactional, alerts, digest, marketing, support)Your email address and the message content
TwilioSMS two-factor codesYour phone number and the code
EasyPostMarketplace shipping labels and trackingShipping name, address, phone and email for the order
MuxMarketplace livestream video and recordingsThe video and audio of streams you host
ElevenLabsSpoken AI assistant repliesThe reply text
eBayLive listing data, dealer listing toolsSearch terms; if you connect a dealer eBay account, the tokens eBay issues, stored encrypted
CloudflareDNS and edge protection for our domain, performance measurementRequest data such as IP address as it passes through
SentryError monitoring, when enabledTechnical error reports; we strip emails, phone numbers and sign-in tokens from server reports before they are sent
SlackInternal alerts to our teamContact form messages include the sender's name, email and a preview of the message; billing alerts include a user ID and plan
Google WorkspaceOur mailbox for contacting card shopsBusiness contact details and replies from shops (not app users)

Card pricing data, catalog data and search engine research come to us from licensed data providers and public marketplaces. We do not send them your personal data.

We may also disclose information when the law requires it, to protect our rights or someone's safety, or if HCI is ever sold or merged, in which case this policy continues to apply to your data.

Analytics, ads and cookies

We use Google Analytics (with IP anonymization) to understand aggregate site usage, and a Google Ads tag to measure sign-ups and purchases that came from our ads and to build remarketing audiences, so people who visited HCI may see our ads elsewhere on Google's network. We do not run any other ad network, and we do not use Meta, TikTok or Reddit pixels.

Consent. In the app and on this page, Google's tags run without setting or reading any cookies until you accept on our consent banner. Accepting turns cookies on; declining leaves them off. On some of our public reference pages, visitors from the European Economic Area, the United Kingdom and Switzerland get the same default-off treatment, while visitors from elsewhere have the tags on by default and can turn them off from the banner. Your choice is stored in your browser under the key hci_cookie_consent and applies across the site. Cloudflare may also set a short-lived performance beacon on pages that pass through it.

Under California law, using the Google Ads tag for remarketing can count as "sharing" personal information. To opt out, decline cookies on the banner or email us.

Cookies and browser storage we set ourselves

NameTypeLifetimePurpose
cv-tokenlocal storage24 hours, or 7 days on a trusted deviceKeeps you signed in
hci_authcookie90 daysTells the site you have an account so it can send you to the app
hci_trusted_devicecookie30 daysRemembers "trust this device" for two-factor login
csrf-tokencookie24 hoursProtects forms against cross-site request forgery
hci_refcookie30 daysRemembers which affiliate referred you
mp_bucketcookie30 daysKeeps your marketplace experience consistent while we test changes
hci_cookie_consentlocal storageuntil clearedYour consent choice
Preferenceslocal storageuntil clearedTheme, language, currency, layout, cached prices
_ga, _ga_*, _gcl_auGoogle cookiesup to 2 yearsAnalytics and ads, only after you accept

What other people can see

Dealer tools and your customers' data

If you use the dealer tools you can store your own customers' names, emails, phone numbers, addresses, eBay usernames, purchases and notes. That data belongs to you. We store it on your behalf, we do not use it for anything else, and we never contact your customers. You are responsible for having the right to store their details and for answering their requests. When you delete your account, your customer records are deleted with it.

How long we keep data

We keep your account data for as long as your account exists. Some data has a shorter life:

The security audit log, email engagement events and marketplace transaction records are kept for the life of your account. Marketplace order, payment, dispute and payout records are kept after deletion for as long as tax, accounting and dispute rules require. Waitlist and contact form messages are kept until you ask us to remove them.

Plain talk: the security audit log and the deletion record described below do not yet have an automatic expiry. We are setting one and will update this page when it is in place.

Deleting your account

Go to Settings, Account, Delete Account. You confirm twice, then prove it is you with your password, or with a one-time code we email you if you signed up through Google, Microsoft, Apple or eBay. You can also email from the address on your account and we will do it for you within 30 days.

Removed immediately

Your profile and sign-in details, collection, watchlists, alerts, grade lists, saved searches and browse history, scan history, notifications, AI assistant history and usage logs, dealer inventory and customer records, community posts, comments, stories and direct messages, affiliate account, email engagement events, sessions and trusted devices, and any eBay sign-in tokens.

What remains, and why

Deleting your account does not cancel a paid subscription on its own. Cancel it under Settings, Billing first, or tell us in your email and we will cancel it for you.

Full step-by-step instructions: hobbycardindex.com/data-deletion.

Your rights

By region

Canada: you may complain to the Office of the Privacy Commissioner of Canada (priv.gc.ca) or the Office of the Information and Privacy Commissioner for British Columbia (oipc.bc.ca). European Economic Area and United Kingdom: you have the GDPR and UK GDPR rights of access, rectification, erasure, restriction, portability and objection, and may complain to your local supervisory authority. California: you have the CCPA rights to know, delete, correct, opt out of sharing and not be discriminated against. We do not sell personal information. Elsewhere: tell us where you live and we will answer under the law that applies to you.

Contact us about your data

Email from the address on your account and tell us what you need. We answer within 30 days.

Where your data is stored

Our servers are hosted by DigitalOcean in the United States, and most of the providers listed above are also in the United States. Your information is therefore stored and processed outside Canada and, if you live elsewhere, outside your country. While it is there it may be reachable by the courts and authorities of that country under its laws. We choose providers that commit to comparable protections, and by using HCI you agree to this transfer.

Security

Passwords are stored as bcrypt hashes. All traffic is encrypted with HTTPS. Two-factor authentication (authenticator app, email or SMS code) is available on every account and required for admin, dealer and enterprise accounts; authenticator secrets are stored encrypted. Sensitive account actions are logged. Marketplace shipping details are stored encrypted. Access to production systems is limited to our team. No online service can promise perfect security. If a breach creates a real risk of harm to you, we will notify you and the Privacy Commissioner as the law requires.

Children

Hobby Card Index is not intended for children under 13, and we do not knowingly collect personal data from anyone under 13. If you are under the age of majority where you live, a parent or guardian must agree to our Terms for you. If you believe a child under 13 has created an account, email us and we will delete it.

Changes to this policy

If we change this policy we post the new version here and update the effective date at the top. For significant changes we also make the update visible in the app or tell you by email. Earlier versions of this policy lived at /legal/privacy.html; that address now brings you here.

Contact

Hobby Card Index, British Columbia, Canada.
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